Who is Liable in a Pile Up Accident?

There’s no question that every car accident is dangerous and that most have the ability to result in injuries; however, pile-up accidents are unique. In these situations, it is extremely rare that no one gets hurt.

Knowing who is actually liable in these types of accidents is crucial to ensuring you have the resources to recover the compensation you deserve. Unfortunately, determining fault in a pile up is especially challenging. In most cases, while two cars actually start this type of accident, as more and more cars are added to the mix, it can become confusing who hit who.

In the end, it is often left up to the insurance companies, along with the court, to figure out who was actually responsible for the accident that occurred. The good news is, there are some things you can look for.

Liability Explained

Car accident liability means that the party who was negligent or who was actually responsible for the accident that occurred is the one who will be liable, and they will have to pay for any damages that occur in the case. If a particular person is deemed to be the “at fault” party, then in some cases, insurance companies will actually cover the damages.

However, when pile-ups, where there are many injuries and multiple damaged vehicles, not everything is always covered. Figuring out how to determine fault is crucial in these situations to ensure that you receive the full amount of compensation that you deserve.

Liability that Occurs in Multi-Vehicle Accidents

A traditional rear-end vehicle accident is considered much easier for you, the police or the insurance company to determine liability in. It’s pretty straightforward – the person who hits someone else from the back is at fault (while there are some exceptions). In a multiple car accident, the car is still going to be considered at fault when they hit another vehicle that is already crashed or stopped, unless it was pushed by another vehicle. In these situations, the first vehicle that did not stop and that results in the chain of vehicles hitting one another is going to be the one considered liable.

Sometimes, there is the misconception that the party that actually caused this type of accident to begin with, is the party that is actually responsible for the entire accident. While, in some cases, this may be the case, there is usually more than one party that is at fault. Even if someone is targeted, they may not be the individual responsible for the injuries or damages you suffered.

Vehicles that are involved after the fact may be the ones that are actually liable for the injuries that you suffered. In some situations, there may be several different parties responsible for a single person’s injury or damages. One example of this is if a person has stopped their vehicle in a pile up and then it is hit by two other cars after this happened. Each of the cars that actually hit them are considered responsible. In this situation, it may require that you contact several insurance companies to make a claim and there is one that may pay 60 percent of the total damages while the other only pays 40 percent.

Regardless of the situation, there are steps that you can take to ensure you receive the most compensation for your claim possible. Being informed and knowing what to do is the best way to get the compensation you deserve.

In some situations, the best thing you will be able to do is hire an attorney. They will be able to make sense of the situation and ensure you receive the compensation that you rightfully deserve.

How To File A Car Accident Report In Arizona

If you are involved in a car accident in the state of Arizona, you need to know how the process of filing a car accident report with the police in the state works. To help you along the way, use this list of helpful do’s and don’ts.

Do be prepared to provide the officer or the other driver with your actual driver’s license, your car insurance information and your vehicle registration.

Don’t argue with any of the officers or interfere with what they need to do. Even if you think that they are somewhat biased in the other driver’s favor, you need to remain cooperative and respectful at all times.

Do make sure to report the accident if there was any other vehicle involved, even if the person claims they aren’t injured. While the law in Arizona doesn’t always require a police report if there is only damage, you will be better protected if you opt to report the incident.

Don’t admit any type of wrong doing in the situation. You can describe the event and all the details of the accident while still remaining honest and truthful. However, the key is to limit yourself to only facts. Don’t try to add your opinion regarding legal liability. The fact is, there may be some contributing factors that you aren’t aware of, which means you should never accept the blame.

Do make sure to document the roadway, as well as the weather conditions. Use anything you can, such as pictures on your phone or written notes.

Don’t answer any type of question that may wind up incriminating you. You are not required to answer questions about your physical or mental condition, or if you were driving while under the influence.

If you are involved in a car accident in the state of Arizona be sure to keep the do’s and don’ts listed here in mind.