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What To Do If You Are In An Accident With An Uninsured Driver

Having car insurance is a law in Arizona. Still, there are those who choose to drive without car insurance and sometimes these drivers cause accidents. The question then is, “What do I do if I’m involved in a car accident with an uninsured driver?”. This is a very good question and one that needs to be answered immediately if you’ve found yourself the victim of an uninsured driver car crash.

In Arizona, approximately 20 percent of drivers are uninsured. This is a big number when you think about it and doesn’t include those who are underinsured. It means that there are thousands of people driving on Arizona roads without car insurance or with not enough coverage. While uninsured drivers have absolutely no coverage, underinsured drivers have some coverage, typically only the state minimum that is required. When considering the numbers, the chances of your being involved in an accident with one of these drivers is one-in-five. While the odds may still be in your favor, accidents with these drivers do happen and present some challenges.

Filing a Lawsuit Against an Uninsured Motorist

When an uninsured motorist causes an accident that involves you, there are many questions you are probably asking, such as who will pay your medical bills, cover your lost wages, and atone for any trauma and suffering the accident caused, especially when there is permanent injury damage.

Sometimes, it is your insurance company who ends up paying compensation. However, they may be reluctant to do so. In this case, your best option is to work with an experienced attorney who has dealt with many of these cases. Your attorney will help by filing a claim against the uninsured motorist as well as negotiating with your insurance company.  Because this type of case can prove complicated, it is best to leave it up to an established attorney. At Hastings and Hastings, we work for your best interests. Therefore, if you’ve been the victim of an uninsured motorist’s negligence in Arizona, call our team today at 800-975-0080.

When to Take Action after a Slip and Fall Incident

Today, slip and fall incidents occur rather often. In fact, according to the National Floor Safety Institute, more than one million of these incidents result in visits to the emergency room each year. In many cases, these types of traumatic injuries are the result of negligence on the behalf of the property owner.

Causes of Slip and Fall Incidents

There are several circumstances that can lead to a slip and fall accident. From puddles to torn carpet, it’s the property owner’s responsibility to maintain easy to navigate and safe conditions that prevent the occurrence of slip and fall accidents. A few of the common causes of a slip and fall accident can be found here:

  • Slippery or wet indoor surfaces

According to information from the National Floor Safety Institute, these types of hazardous surfaces result in approximately 55 percent of all slip and fall incidents. In many cases surfaces are wet, which makes them slippery, due to a spill or having been recently mopped.  Employers and business owners are required to either take action and dry the surfaces or to warn people coming onto the property about the potential hazard present.

  • Bad weather

While it’s not possible to control the weather, any property owner needs to know the proper way to respond to any adverse weather conditions both responsibly and promptly. This means that they must take action to clear away icy or snowy walkways. They must also clean up any debris – such as a fallen tree branch – after a storm comes through. According to Accuweather, the issue of “unnatural accumulation” is a key cause of slip and fall cases.

  • Clutter

Believe it or not, having a bunch of “stuff” lying around is actually quite hazardous. Business owners need to keep their premises free from any obstructions that may injure either employees or customers.

Common Injuries with a Slip and Fall Accident

A slip and fall incident can lead to a number of devastating injuries. Some of the most common seen include:

  • Head injuries
  • Hip fractures
  • Shoulder dislocation
  • Ankle sprains
  • Slipped or herniated discs
  • Lacerations

In severe situations, a slip and fall accident can even cause wrongful death.

When to Take Action after a Slip and Fall Incident

If you were involved in a slip and fall accident that was caused by negligence, then you might be considered responsible for the damages that occur.  For this reason, it is crucial that you seek proper medical attention as soon as you can to help you minimize the damage to your overall health and provide you with the documentation necessary for your personal injury case (if you move forward).

After you have completed the medical evaluation, be sure to contact a personal injury lawyer. An attorney will ensure that all the necessary evidence is gathered to build a strong case and help you get the compensation you deserve for the injuries you suffered. Unfortunately, there are many premise owners who fail to maintain properly safe conditions. The good news is, it is possible to hold these negligent businesses, and these individuals, accountable. To learn more, contact Hastings and Hastings in at 800-975-0080.

Distracted Pedestrian & Bicyclist Deaths on the Rise

According to information provided by the Governors Highway Safety Association, there were approximately 6,000 pedestrians killed in traffic accidents in 2017. This represented an amount that was 11 percent higher than 2016 and 22 percent higher than in 2015.  Every year, approximately two percent of all deaths related to motor vehicle accidents are a bicyclist. In many bicyclist deaths, the injuries that result in the accident being fatal are to the head. This drives home the importance of always wearing a helmet.

In 2015, there were a total of 817 bicyclists killed in accidents with a motor vehicle. This is a 13 percent increase from the previous year and represents the highest number of bicyclists killed since all the way back in 1995. The total number of pedestrian deaths have risen by 10 percent between the years of 2015 and 2016. Each of these are higher than any other category of fatalities related to traffic accidents, according to information from the National Highway Traffic Safety Administration.

This trend has been debated quite a bit as far as the cause goes; however, there have been efforts made to help reduce cases of distraction that have led to these high number of bicyclists deaths.  There has been an increase of 60 percent in commuter biking in the past 10 years in the U.S. Unfortunately, with this increase, comes increased risk, too. The deaths that occur among bicyclists over the age of 20 have gone up more than three times.

To ensure someone can be safe, bicyclists are encouraged to follow certain rules. These rules include:

  • Stay aware of all traffic laws
  • Know the capabilities of the bike
  • Ride in the direction of traffic in a single-file line
  • Use hand signals when trying to turn
  • Never hitch onto another vehicle
  • Prior to entering traffic look over both shoulders
  • Ensure the bike is equipped with reflectors
  • Use mirrors

If a person is injured in a pedestrian or cyclist crash, then it is important to remember there are legal resources available to help.

How To Respond After A Truck Accident

Being involved in an auto accident can be extremely scary. If you are involved in an accident with a large truck, regardless of if it is a mid-sized delivery truck, or even an 18-wheeler, then the damage can be even more significant. If you are ever involved in this type of accident, it’s imperative you know what to do and what not to do after the incident occurs. Some tips and information to help you can be found here.

Respond to Medical Emergencies and Injuries

Most truck accidents involve injuries. This includes significant injuries that require immediate medical attention. Prior to taking any steps to protect yourself from a legal standpoint, figure out if anyone involved has been injured. If there are injuries, call for help right away. If your vehicle is in traffic and you can move it, do so right away.

Let the Police Know About the Accident that Occurred

After checking all the people involved in the accident are not hurt, you need to call the police. This is crucial, as you need an accurate and factual police report of the accident that occurred. This is imperative to give to the insurance agency.

Take Photos of the Scene and the Surrounding Area

The more evidence you are able to acquire after a truck accident the better. It will also give you the highest chance of a successful recovery. If you want to strengthen your claim, be sure to use your smartphone to photograph the accident scene. This should include all the vehicles that were involved, as well as the area where the accident occurred.

Contact an Attorney

After tending to injuries, contacting the police and photographing the scene is done, make sure to call an attorney for help. They can ensure that the victim receives the money they deserve for the injuries and damages they suffered.

Be sure to find an attorney that has experience with truck accidents, as they will be best informed to handle the situation and ensure you get the results desired.

In the long run, hiring an attorney is one of the best ways to ensure that you get a fair settlement after being involved in a truck accident.