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Dog Bite Claims Increase

May 18, 2015 Hastings and Hastings

A dog bite suit or animal bite suit results when a person is injured by an animal or dog. Moreover, it must be shown that the animal was permitted to bite the victim because of the owner’s negligence. If you or anyone you know is injured because an animal owner neglected to provide proper care, then you may be entitled to compensation for medical expenses, as well as the pain and suffering resulting from the dog bite.

The essential factors for determining the viability of a dog bite suite are as follows: first, the dog needs to be unprovoked, even if the owner is flagrantly negligent, one cannot press a dog bite suit if they provoked the animal; secondly the owner’s level of care must be determined at the instant the bite occurs. Did the owner allow their dog free reign to roam as they please? If so, a dog bite claim might be in the works.

Recent Dog Bite Trends

The Insurance Information Institute reports that since 2014, dog bite claims have increased six percent, leading to a total of 17,359 claims. It’s hard to determine whether dogs are becoming rowdier or owners are growing wanton. Nevertheless, dog bite suits account for a whopping one third of all homeowner insurance liability claims paid out in 2014. The estimate may be much lower than the actual number of dog bite victims, simply due to the fact that a majority of dog bite claims go unreported. Many people are unware that they are entitled to compensation for their suffering—not you though!


If you have a feisty dog, you might want to reach out to the Federation of Insured Dog Owners (FIDO), which is a specialized insurance firm that handles dogs only. It cost $75 dollars are year, and offers protection policies ranging from $50,000 to $100,000. It’s something to look into.